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Tata Capital Limited IPO
⚫ ListedNSE + BSEMainboard IPOFinancial Services
Issue Price
₹310–326
Issue Size
₹15000 Cr
Lot Size
46 shares
Min. Invest
₹15K
Open Date
28 Jan 2026
Close Date
30 Jan 2026
Allotment
31 Jan 2026
Listing Date
4 Feb 2026
44
IPOGenie Score
Neutral
out of 100
Grey Market Premium
+₹1
+0.31% above issue price
Est. Listing₹327
GMP is unofficial — not regulated by SEBI.
Listing Performance
+1.23%
Listed at ₹330
Current: ₹348
IPOGenie Score — Tata Capital Limited
Our 5-factor scoring model: Financial Quality (30) + Subscription (25) + GMP (20) + Business (15) + Risk (10). Total: 44/100 — Neutral.
Financial Quality13/30
Subscription Momentum10/25
GMP Sentiment5/20
Business Quality8/15
Risk Assessment8/10
This score is an analytical tool only, not investment advice. Consult a SEBI-registered advisor.
IPOGenie Market Signal🔴 Bearish
Weak indicators: Low GMP ₹1. Score 44/100 — high risk.
IPOGenie Review — Tata Capital Limited
Tata Group NBFC. Diversified lending: consumer, home, business, MSME. Tata Capital Housing Finance (subsidiary). 200+ branches across India.
Listed at just 1.23% above issue price (Rs 330 vs Rs 326). Near-zero GMP correctly predicted muted listing. Stock at Rs 348 — 6.7% above issue. Not a listing trade — a buy-and-hold for Tata Group trust premium + NBFC growth.
Strengths
- Tata Group backing — strongest trust signal in Indian financial services
- Diversified lending portfolio reduces concentration risk
- IPO proceeds (Rs 15,000 crore — 100% fresh) strengthen capital adequacy
Risks
- NBFC sector NPA risk in slowdown
- Only 1.23% listing gain — not a listing trade
- Large Rs 15,000 crore fresh issue dilutes significantly
Tata Capital Limited IPO — Complete Details
| Open Date | 28 January 2026 |
| Close Date | 30 January 2026 |
| Allotment Date | 31 January 2026 |
| Listing Date | 4 February 2026 |
| Price Band | ₹310 – ₹326 per share |
| Face Value | ₹10 per share |
| Lot Size | 46 shares |
| Min. Investment (Retail) | ₹14,996 |
| Issue Size | ₹15000 Crores |
| Fresh Issue | ₹15000 Crores |
| Offer for Sale (OFS) | None |
| Listing Exchange | NSE, BSE |
| IPO Type | Mainboard IPO (NSE + BSE) |
| Issue Type | Book Built |
| Registrar | KFin Technologies Ltd |
| Lead Manager(s) | Kotak Mahindra Capital Company Ltd, ICICI Securities Ltd, JM Financial Ltd, Axis Capital Ltd |
| Anchor Allocation | ₹4500 Crores |
| Promoter Holding (Pre-IPO) | 71.2% |
Tata Capital Limited — Financial Snapshot
Revenue
₹12800 Cr
Net Profit (PAT)
₹2100 Cr
EPS (Diluted)
₹8.9
P/E (Post-Issue)
36.63x
ROE
12.4%
ROCE
10.8%
Market Cap
N/A
Sector
Financial Services
Use of IPO Proceeds
- 1Augment capital base for lending operations — 100% fresh issue of Rs 15,000 crore
IPO Documents
⚠️ Always read the RHP before investing — it contains all material risk factors and financial disclosures.
Frequently Asked Questions — Tata Capital Limited IPO
When does Tata Capital Limited IPO open and close?
Tata Capital Limited IPO opens on 28 January 2026 and closes on 30 January 2026. Allotment is expected on 31 January 2026 and listing on 4 February 2026.
What is the price band and lot size of Tata Capital Limited IPO?
Tata Capital Limited IPO price band is ₹310–₹326 per share. Lot size is 46 shares. Minimum investment for retail investors is ₹14,996 (1 lot at cut-off price).
What is the GMP of Tata Capital Limited IPO today?
Tata Capital Limited IPO GMP (Grey Market Premium) today is ₹1 (+0.31%), suggesting an estimated listing price of ₹327. GMP is unofficial and not regulated by SEBI — use it as a sentiment indicator only.
How to check Tata Capital Limited IPO allotment status?
Check Tata Capital Limited IPO allotment status on the registrar website — KFin Technologies Ltd (https://kfintech.com). You can also check on BSE (bseindia.com → Investors → Application Status) using your PAN number. Allotment is finalised on 31 January 2026.
Is Tata Capital Limited IPO good for investment?
IPOGenie rates Tata Capital Limited IPO as "Subscribe" with a score of 44/100. Flagship financial services arm of the Tata Group. AUM Rs 1.45 lakh crore across consumer loans, home loans, business loans, wealth management. 200+ b... Always read the RHP and consult a SEBI-registered advisor before investing.
How to apply for Tata Capital Limited IPO?
Apply for Tata Capital Limited IPO through: (1) UPI method — use any broker app (Zerodha, Groww, Upstox) and approve the UPI mandate. (2) ASBA — through your bank's net banking IPO section. Apply at cut-off price for best allotment odds. Maximum retail application is ₹2 lakh (13 lots).
What is the issue size of Tata Capital Limited IPO?
Tata Capital Limited IPO total issue size is ₹15000 Cr. Fresh issue is ₹15000 Cr. Anchor investor allocation was ₹4500 Cr.